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If you’ve misplaced your statement and need to know your due date, login to your online bank or call your credit card's customer service to find out the due date and the minimum payment amount due.
Writing your payment due dates on a calendar can help you keep up with them so you don't miss your payment and have to deal with late payment penalties.
These can include a late payment and interest rate increase.
With rewards credit cards, you might forfeit your credit card rewards if you miss just one payment due date, depending on the terms of your rewards program.
Some credit card issuers may extend the payment cut off time to as late as midnight.
Check with your credit card issuer to find out the exact time that your payment must be made.
Be careful that you don't make the payment early.
Otherwise, the payment could be applied during the wrong billing cycle.
If the payment due date falls on a weekend or holiday (or any other day the card issuer doesn’t accept payments) then a payment made on the following business day is considered on time.
But, since most credit card issuers accept automated payments online and by phone, your credit card is typically due on the payment due date no matter what day it falls on.
In some circumstances, the credit card issuer may be willing to waive the late fee, particularly if it's the first time you've been late on that payment.